What are the loan programs available?
Vacation/Second Home Financing completed construction - $100K loan amount minimum:
- 20 years fixed
- 25 years fixed
- 30 years fixed
- 20 years ARM
- 25 years ARM
- 30 years ARM
Preconstruction Homes:
20 years fixed / $300K loan amount minimum
This loan includes the property purchased and is treated as a construction loan in the US would be treated; with payments made as certain construction landmarks are attained.
Preconstruction condos:
20/25/30 years fixed and ARMS / $300K loan amount minimum for fixed
$100K loan minumum for ARMS
Cash out refinancing:
Cash out for up to 70% of appraised value of property
Peso loans:
For mexican nationals and all foreigner buyers
9.9% starting interest rates
20% down payment
For buyers who have minimal income documentation, we have a new program that only requires a letter from CPA starting income. This loan currently has a rate of 10.5%
















